Target APY per tier and what it means

Each tier carries a headline target APY on your managed balance that rises as you climb:

• Minimum — 6%
• Standard — 9%
• Trader — 13%
• Professional — 18%
• Gold — 24%
• Platinum — 30%
• Diamond — 38% (the highest published rate you can earn by deposit)
• Sheik — bespoke / uncapped (negotiated individually, shown as "∞ / Bespoke")

These are target rates, not fixed guarantees — they represent the headline return each tier aims for on your managed balance. The actual return realised on a specific investment is driven by the plan you choose and its terms. Sheik has no published number because its returns are negotiated privately beyond any listed rate.